Many experts thought the Jaguars were foolish in letting Byron Leftwich go in the off-season but they were proven wrong by David Garrard.  Garrard has been outstanding at moving the football around to a lot of receivers as the Jags lack a go-to receiver and he hasn’t thrown an interception yet this season.  Garrard has completed 136 of 209 passes (65.1%) for 1,626 yards with 9 TDs and 0 INTs (103.1 QB Rating).  He also is a good runner as he has carried the ball 36 times for 145 yards (4.0 ypc).  As long as Garrard stays healthy the Jags have a shot to dethrone the Colts in the AFC South.