If the Jaguars are going to make the playoffs this season they are going to need QB David Garrard to step up.  Garrard has played in 13 games this season for the Jaguars and he has completed 250 of 412 passes (60.7%) for 2,987 yards with 10 TD passes and 6 INTs (84.9 QB Rating).  He has also carried the ball 66 times for 267 yards (4.0 ypc) with 2 TD runs this year.  Garrard often gets too much criticism for his play but I think he has had a decent run as QB of the Jags because he has never had a elite receiver to work with.  All of this talk about drafting Tim Tebow in the first round is madness.